Working Capital Loans

Flexible working capital financing designed to fuel day-to-day operations, manage cash flow gaps, and seize time-sensitive opportunities. Our working capital solutions provide the liquidity you need without restrictive covenants or equity dilution.

Ideal For:

E-commerce businesses managing inventory cycles, service companies bridging receivables gaps, and seasonal businesses preparing for peak demand periods.

Revenue-Based Financing

Innovative financing structure where repayment scales with your revenue. During strong sales periods, you pay more; during slower months, payments adjust downward automatically. This aligns our success with yours.

Ideal For:

SaaS companies, subscription services, membership platforms, and businesses with consistent monthly recurring revenue (MRR).

Short-Term Business Financing

Rapid-deployment capital for urgent business needs. When traditional bank loans take too long, our short-term financing delivers funds in days, not weeks. Perfect for bridging temporary gaps or capitalizing on immediate opportunities.

Ideal For:

Emergency equipment repairs, time-sensitive inventory purchases, urgent marketing campaigns, and bridging receivables during growth phases.

Equipment Financing

Acquire the equipment your business needs without depleting working capital. We finance new and used equipment across industries, with flexible payment structures and competitive rates.

Ideal For:

Manufacturers, contractors, medical offices, restaurants, technology firms, and any business requiring specialized machinery or vehicles.

Invoice Financing

Convert outstanding invoices into immediate cash. Instead of waiting 30, 60, or 90 days for customer payments, access up to 90% of invoice value within 24 hours. Maintain cash flow without taking on traditional debt.

Ideal For:

Staffing agencies, distributors, wholesalers, consultants, and service providers working with corporate clients on extended payment terms.

Business Expansion Funding

Scale your business with strategic growth capital. Whether opening new locations, launching product lines, or entering new markets, our expansion funding provides the resources to execute your vision.

Ideal For:

Established businesses with proven models ready to scale, franchisees opening additional units, and companies pursuing strategic acquisitions.

Fintech Bridge Loans

Specialized short-term financing for fintech startups and digital platforms awaiting institutional funding, regulatory approvals, or major product launches. Bridge the gap between rounds with smart capital.

Ideal For:

Pre-Series A fintech companies, payment processors awaiting licenses, blockchain projects nearing mainnet launch, and financial platforms scaling user acquisition.

Ready to Unlock Funding?

Contact Premium Merchant Funding 18 LLC today to discuss which financing solution aligns with your strategic goals.